Personal Loans
From Big Plans to Small Fixes, We’ve Got a Personal Loan Just for You.
Life doesn’t always follow an exact financial plan, but Wauna Credit Union can help when it does take a turn. Whether you’re consolidating debt, making a major purchase, or covering an unexpected expense, our personal loans offer competitive rates and local decisions.
Wauna CU Personal Loans
Most other financial institutions only offer one personal loan choice — we offer three.
When your life needs an upgrade, reach for a Lifestyle Loan.
Our personal loans are ideal for upgrading your finances (or your life), thanks to the wide variety of uses for the funds. No matter what you’re using the funding for, you’ll have peace of mind with a predictable monthly repayment plan and competitive interest rates.
Use a Lifestyle Loan for moments including:
- Medical, dental, and cosmetic surgery
- Fertility treatments and adoption services
- Household furnishings, landscaping, home repairs, property taxes
- Education, college tuition, books, room and board
- Weddings, honeymoons, jewelry
- Vacations and travel
- Consolidating debt
- Computers, band equipment, bicycles
- Moving expenses, funerals, auto repairs, vet bills
- And more!
Get funding fast with the EZ$ loan option.
An EZ$ loan from Wauna CU offers $1,100 for borrowing and with no underwriting. This means you can get your funds in hours — not days. Repayment is even more simple, with 12 monthly payments of approximately $92 each.
The best part? Instead of facing interest charges, you’ll simply pay a $90 prepaid finance charge.
Not sure how much to borrow? A line of credit may be the answer.
Personal lines of credit are also available, which give you even more flexibility when you’re unsure how much you need to borrow. You can use it for all the same options as our Lifestyle Loans, but only borrow when you need it. Think of it as having funding ready when you need it!
No matter which personal loan option you choose, you can apply at any Wauna CU branches, over the phone, or online.
Certain restrictions apply. Not all applicants will qualify. Wauna Credit Union membership is required.
Personal Loan FAQs
You can use a personal loan from Wauna Credit Union for almost anything, such as consolidating high-interest debt, covering home repairs, medical bills, or travel expenses.
We offer several options for loan applications, including online, over the phone, or by visiting your nearest Wauna Credit Union branch. You can also apply through the free Wauna CU app.
In many cases, approved borrowers receive funds within just a few business days. Because decisions are made locally, you won’t wait long to get the money you need.