Mortgage
Wauna Credit Union guides you through every step of the mortgage process.
Mortgages Made Simple with Wauna Credit Union
Purchasing a new home, investment property, or second property is one of the biggest financial decisions you can make. While houses may come with higher price tags these days, we know peace of mind doesn't have to.
Wauna Credit Union guides you through every step of the mortgage process, from start to finish, so you aren’t guessing what the next step is.
Not only can you expect simplicity and guidance throughout the application and beyond, we think you’ll be pretty impressed with the rates too. Call 1-800-773-3236 or email or call a team member directly.
Mortgage Options
WCU works with buyers across a spectrum of budgets, including for:
- First-time home buyers
- First mortgages
- Secondary homes
- Land (including bare land)
- Investment properties
- New construction
- Refinancing
Unsure which loan type is best for your financial situation?
We offer a complete lineup of lending solutions with a variety of loan terms, such as:
- Fixed- and variable-rate conventional loans
- Federal Housing Administration (FHA) loans
- Veterans Affairs (VA) loans
- Interest Rate Reduction Refinance loan (IRRRL)
- USDA
- Jumbo
- Plus others!
Anchor: #mortgage-contact
Monica Lauber
Monica.lauber@waunafcu.org
503-366-4750
Rebekah Ausmus
Rebekah.ausmus@waunafcu.org
503-728-6101
Alex Peck
Alex.peck@waunafcu.org
503-366-4761
Saga Cameron
Saga.cameron@waunafcu.org
503-338-1807
Mortgage FAQs
WCU offers a range of mortgage options, including fixed-rate and adjustable-rate conventional, FHA, VA, USDA, and jumbo loans. Whether you’re buying your first home, upgrading, or refinancing, we’ll help you find the best option for your goals.
Closing typically takes around 30 to 45 days, but this timeline can depend on many factors. The type of loan you’re applying for, appraisal, and documentation submission all impact how long it can take.
You can use one of WCU’s online mortgage calculators for a general idea, but your best option is reaching out to our lending team. We’ll assess your income, debts, and credit history to estimate how much you can borrow and then provide you with a pre-approval.
Yes. Many current homeowners choose to refinance so they can get a lower interest rate, tap into equity, or reduce their monthly payments. We can work with you to find the refinancing option that makes the most sense.
Typically we request recent pay stubs, tax returns, W-2s, bank statements, and details on your debts and assets, but this can vary depending on the loan type. We’ll go through the checklist with you so you’ll know exactly what’s needed.
Loan Rates
Ready to get started?
Apply online to get started.