Auto Loans
Explore Financing Options for Your Next Vehicle
Whether you're planning to own your vehicle for years or prefer driving a newer vehicle every few years, Wauna Credit Union offers financing options designed around your goals.
Choose the option that's right for you.
Smart Financing Options for the Car Buying Journey
An auto loan through Wauna Credit Union means you can shop like a cash buyer, which can give you greater negotiating power. Plus, you can cruise with peace of mind knowing you’re getting access to competitive interest rates and repayment terms that fit your budget.
Traditional Auto Loan
✔ Build ownership
✔ No mileage considerations
✔ Pay off over time
✔ Keep your vehicle as long as you'd like
Prefer to Own Your Vehicle?
A traditional Wauna Credit Union Auto Loan remains a great choice for members who want to build long-term ownership with predictable payments.
Smart Financing Options for the Car Buying Journey
An auto loan through Wauna Credit Union means you can shop like a cash buyer, which can give you greater negotiating power. Plus, you can cruise with peace of mind knowing you’re getting access to competitive interest rates and repayment terms that fit your budget.
Drive & $ave
✔ Lower monthly payments
✔ Flexible options at the end
✔ Upgrade & drive newer vehicles more often
✔ Search local dealership inventory
How Drive & $ave Works
Drive & $ave is designed for drivers who enjoy upgrading to newer vehicles more often.
Because a portion of the vehicle's estimated future value is deferred until the end of your financing term, your monthly payments may be lower than with a traditional auto loan.
At the end of the term, you'll have options:
• Keep your vehicle by paying the remaining balance or refinancing it
• Trade it toward another vehicle
• Return the vehicle if you choose
Anchor: drive-and-save
Find Your Next Car With Wauna Car
Use the Wauna Car service and find your next vehicle from the comfort of your couch.
Wauna Car, through our partnership with GrooveCar, provides reviews from industry experts, Kelly Blue Book trade-in values, free CarFax, vehicle comparisons, and more. You can search millions of makes and models, so you can find the perfect fit for your lifestyle and budget.
Not sure what you’re looking for just yet? We’ll connect you with one of our Preferred Dealers while you browse their new and used inventory.
Smart Financing Options for the Car Buying Journey
An auto loan through Wauna Credit Union means you can shop like a cash buyer, which can give you greater negotiating power. Plus, you can cruise with peace of mind knowing you’re getting access to competitive interest rates and repayment terms that fit your budget.
In addition to low interest rates and tailored repayment plans, our auto loans include:
- Options for new and used vehicles
- Available for new loans or refinancing
- Pre-approval prior to shopping
- Access to Guaranteed Auto Protection (GAP) and Mechanical Repair Coverage plans
- Online auto loan application
Are you concerned about qualifying when you’re a first time buyer? Don’t worry - we have a program for you too. Our First Time Buyer program offers options for those who need help establishing credit and have never purchased an auto loan before.
Auto Loan Rates
Ask about our relationship pricing! You could qualify for an even lower auto loan rate.
Ready to get started?
Applying for an auto loan online is quick and easy.