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Wauna CU offers two personal VISA credit cards, each with its own straightforward approach to rewards, rates, and value for our members.

We know choosing between two great options can be tough. No matter which one you choose, rest assured you’re getting top-notch features, including:

  • Mobile wallet: This puts your credit or debit card directly on your mobile device and offers a more simple and secure way to make payments. You can use Apple Pay, Google Pay, and Samsung Pay for your in-store or online purchases with participating retailers.

  • Contactless payment: Another convenient and secure way to pay at the register with just a tap of your card.

  • VISA Click-to-Pay: Can’t remember your passwords? No worries with this feature, you’ll get a faster and secure checkout experience without having to remember a password.

  • Automatic account updater: This feature automatically updates participating merchants if you need to get a new card number for any reason. No more surprise declines due to outdated account information. 

  • Enhanced security: These cards feature VISA 3-D Secure, which adds an extra layer of security for online purchases. It makes sure it’s really you using your card and not a hacker or thief who somehow has your card number.

Which Credit Card is Right for You?

The Rewards VISA

Best for: Those who want an inexpensive way to earn rewards for their everyday purchases or large expenses.

Annual Fee: $0

Rewards Rate:  As low as 2.99% Intro rate for 6 months 

Regular APR: As low as 12.65% (Revolving)

Card Details: 

The Platinum VISA

Best for: For those who prefer the most competitive interest rate and easy balance transfers. 

Annual Fee: $0

Regular APR: As low as 14.90% (Revolving)

Card Details:

  • Tap to Pay
  • No Annual Fee
  • Easy, No-Fee Balance Transfers

Credit Card Rates

Wauna Credit Card FAQs

    • Rewards:  Best for members who want to earn rewards points while using their card.
    • Platinum: Best for members who want to have a set rate for their purchases and cash advances.

  • As soon as you receive your physical credit card, call 800-631-3197 to activate it.
  • To report your card lost or stolen, please call 800-773-3236, or mark your card lost or stolen inside online or mobile banking.

Ways to pay:

  • Online
  • Auto-Pay
  • Over the Phone
  • In-Branch
  • By Mail

The payment mailing address for a Wauna CU credit card is:

P.O. Box 67
Clatskanie, OR 97016

If you are a WCU Visa Rewards cardholder, log in and view your rewards here:

https://www.scorecardrewards.com/#/merchHome