Personal Savings
Make your money work as hard as you do. Explore our savings options today.
Whether you’re planning small or dreaming big, Wauna Credit Union has the savings tools to make it even easier. You can even set up automatic deposits into any of our savings accounts so you can watch your money grow.
Basic Savings Account
What is it? An account where you can deposit money, earn interest, and keep your funds easily accessible for future needs.
Best for: From rainy days to long-term goals, a basic savings account works for anyone who wants a safe, accessible place to set aside money while earning interest.
Wauna Credit Union Savings Account Features:
- Earn dividends on balances of $100 or more
- Easily transfer funds to internal or external accounts
- Access to our expansive fee-free ATM network
- Direct deposit eligible
- Access via online and mobile banking
- Federally insured through NCUA up to $250,000
Certificate Accounts
What is it? A certificate account from WCU is another type of savings where you agree to leave your money with us for a set period of time in exchange for a guaranteed, fixed dividend rate during the entire term. You can choose terms ranging from 3 to 60 months.
Best for: A certificate account is best for savers who want a safe, risk-free way to grow their money with a guaranteed return over a defined period of time.
Wauna Credit Union Certificate Account Features:
- Low initial deposit requirements
- Dividends compound daily, paid monthly
- Federally insured through NCUA up to $250,000
Elite+ Money Market Account
What is it? An Elite+ Money Market account gives you the best of both savings worlds. It’s a dividend interest-earning savings account that typically offers higher rates versus other savings options and while giving you limited check-writing and withdrawal access.
Best for: Savers who want their money to grow faster than in a basic savings account but still like the option to dip into their funds when needed.
Wauna Credit Union Elite+ Money Market Account Features:
- Low initial deposit requirements
- Higher dividends that compound daily, paid monthly
- Tiered levels of deposits to earn higher rates
- Write 3 checks and up to 6 transfers a month
- Unlimited branch transactions
- Federally insured through NCUA up to $250,000
