Personal Loans
A loan when you need it most
Wauna Credit Union offers Personal Loans for any number of reasons, and we have a variety of offerings, from Lifestyle Loans, Personal Loans and Lines of Credit, and even EZ$, when you need money now.
Personal Loan Types Apply 24/7
- Secured & Unsecured
- Lines of Credit
- Lifestyle Loans
- EZ$ Loans
Our EZ$ Loan Give You Money Fast
When you need money fast, we offer a new solution. These no underwriting loans are now available for $1,100 ($1,010 into your account and a prepaid $90 finance charge) at all Wauna Credit Union branches. In most instances, members will have their loan in hand in 30 minutes or less! These loans are a great way to build your credit.*
- Borrow $1,100 with the EZ$ in less than 30 minutes!
- Easy Streamlined Application
- No interest, only a prepaid finance charge of $90
- Apply at any branch, online, or over the phone
*The EZ$ Loan is for a total amount of $1,100 with 12 monthly payments of approximately $92. A one-time Pre-paid Finance Charge of $90 will be added into the loan total (the Effective Annual Percentage Rate is approximately 16.70%, depending upon the loan payment due date). Certain terms and conditions apply, including a requirement for Direct Deposit. Contact Wauna Credit Union for more information. Membership with Wauna Credit Union is required; visit waunafcu.org for member eligibility details. The EZ$ loan may be discontinued at any time without notice.
Lifestyle Loans
We offer affordable loans to support nearly every lifestyle. If you have a specific or unexpected need that requires financial support, our Lifestyle Improvement loan may be right for you.
Lifestyle Improvement Loan Options:
- Medical, Dental, Cosmetic Surgery, Fertility treatments, Adoption services
- Household furnishings, Landscaping, Home repairs, Property taxes
- Education, college tuition, books, room & board
- Weddings, Honeymoons, Jewelry
- Vacations & Travel
- Consolidating Debts
- Computers, Band equipment, Bicycles
- Moving expenses, Funerals, Auto repairs, Vet bills
- Many other options will be considered – Just ask!
Lifestyle Improvement Loan Terms:
- Predetermine the loan amount
- Borrow on the strength of your credit with no collateral required
- Fixed, affordable payments on a regular schedule so you can manage your cash flow
- Easy payments using direct deposit or payroll deduction
Certain restrictions apply. Not all applicants will qualify. Wauna Credit Union membership is required.