Disclosures

• Super Saturday

1APR=Annual Percentage Rate. Rates as low as 3.99% APR for up to 48 months for members with a BEACON score of 680 or higher. Plus, make no payments for 90 days. 100% Financing available
including Tax, Title, and License. Actual rate determined by individual credit factors. Financing for qualified WFCU members. Offer valid only at Enterprise Car Sales and on all used Enterprise Car Sales
vehicles. Offer valid 5/17/08.
2Finance charge begins from date of purchase and is repaid over the term. Offer valid 5/17/08.
3Customers will receive a $50 gas card after test drive has been completed. Gas card may be used at any Shell store. Limit one gas card per customer, one per household. Offer valid 5/17/08.
The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership.” are trademarks of the Enterprise Rent-A-Car Company. All other trademarks are the property of their respective owners. ©2008 Enterprise Rent-A-Car Company.

• iChecking
  

  To receive 5.01% Annual Percentage Yield (APY) on balances up to $25,000, you must meet these 4 easy monthly† requirements: 1) 12 cleared debit card transactions; 2) one direct deposit or electronic auto debit (ACH); 3) one login to Internet Banking; and 4) active enrollment in eStatements. Balances over $25,000 will receive 0.50% APY. If monthly requirements are not met, you will receive .10% APY that month. APYs effective 3/1/08 and subject to change at any time. Fees may reduce earnings. Membership requirements apply. †Monthly = from the last day of the month to the day before the last day of the following month.

• Home Equity Loans
  

  Members of WFCU and qualified borrowers only. Rates are Annual Percentage Rate and may change at any time. Offer above is for 5 yr 1st mortgage refinance at maximum LTV of 80% of appraisal value for qualified borrowers. Home equity rate is based on credit factors and loan to value.  Exclusions and/or restrictions may apply. Closing costs are determined by the type of loan, the amount of loan and by third party charges for various services and are added to the loan balance to be paid by the borrower, which may change the APR. Fees and other costs are added to the end of the loan and can incur finance charges. WFCU is federally insured by NCUA and is an equal housing lender.

• IRA Savings
  

  Members of WFCU only.  Rate shown applies to balances $60,000 or greater. Rates are tiered for other balances. All rates are Annual Percentage Yields and subject to change.  IRA Account restrictions apply and a fee is assessed on external IRA  transfers. IRS penalties may be assessed on withdrawals. A 25 basis points bonus for members who qualify to withdrawal without penalty and continue to use their IRA Savings account.

• Bill Pay Terms & Conditions
  

• Online Banking Service Agreement and Disclosure
  

• Privacy & Security
  

• Abusive Member Policy

• Insured Funds
  

• Owner's Manual

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Your savings federally insured to at least $100,000 and backed by the full faith of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.