Certificate rates | Loan
rates | Real Estate
Rates | Visa Rates
Savings
Account Interest Rates |
| Account
Type |
Term/Tier |
Rate |
APY |
| Share Advantage Account |
< $100 |
0.00% |
0.00% |
| |
< $1,000 |
0.05% |
0.05% |
| |
< $5,000 |
0.20% |
0.20% |
| |
< $10,000 |
0.40% |
0.40% |
| |
< $25,000 |
0.65% |
0.65% |
| |
> $25,000 |
0.90% |
0.90% |
| Premier Checking |
> $1,000 |
0.10% |
0.10% |
| iChecking Account* |
< $25,000 |
4.90% |
5.01% |
| Wauna Money Market |
< $500 |
0.00% |
0.00% |
| |
< $5,000 |
0.50% |
0.50% |
| |
< $10,000 |
0.75% |
0.75% |
| |
< $25,000 |
0.99% |
1.00% |
| |
< $50,000 |
1.24% |
1.25% |
| |
< $100,000 |
1.49% |
1.50% |
| |
> $100,000 |
2.46% |
2.49% |
| IRA Savings Account |
< $2,500 |
0.75% |
0.75% |
| |
< $5,000 |
0.99% |
1.00% |
| |
< $25,000 |
1.98% |
2.00% |
| |
> $60,000 |
3.69% |
3.75% |
| IRA Coverdell and SEP Account |
0.75% |
0.75% |
| Holiday Club |
> $50 |
0.50% |
0.50% |
*To receive 5.01% Annual Percentage Yield (APY) on balances up to $25,000, you must meet these 4 easy monthly† requirements: 1) 12 cleared debit card transactions; 2) one direct deposit or electronic auto debit (ACH); 3) one login to Internet Banking; and 4) active enrollment in eStatements. Balances over $25,000 will receive 0.50% APY. If monthly requirements are not met, you will receive .10% APY that month. APYs effective 3/1/08 and subject to change at any time. Fees may reduce earnings. Membership requirements apply. †Monthly = from the last day of the month to the day before the last day of the following month.
Certificate
of Deposit Interest Rates |
| WFCU Certificate Accounts are
available for Regular Certificates, Traditional IRAs, Roth IRAs, and Educational
IRA Accounts. The minimum opening deposit for all certificate accounts is only
$500. Our certificate account terms range from 3 to 60 months. WFCU’s certificate
account tiering format means the APY will be based on the combination of the
term and the balance with larger balances receiving a slightly higher rate. The
Rate/APYs are subject to change weekly. Please phone or stop the branch nearest
you for more details. |
| Deposit
Range |
$500-$10K |
$10K-$20K |
$20K-$50K |
$50K-$100K |
$100K & Up |
| Term |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
| 3-Month |
1.540% |
1.550% |
1.635% |
1.65% |
1.735% |
1.75% |
1.830% |
1.85% |
1.930% |
1.95% |
| 6-Month |
2.180% |
2.20% |
2.280% |
2.30% |
2.370% |
2.40% |
2.470% |
2.50% |
2.570% |
2.60% |
| 12-Month |
2.280% |
2.30% |
2.370% |
2.40% |
2.470% |
2.50% |
2.570% |
2.60% |
2.670% |
2.70% |
| 18-Month |
2.320% |
2.35% |
2.420% |
2.45% |
2.520% |
2.55% |
2.620% |
2.65% |
2.720% |
2.75% |
| 24-Month |
2.570% |
2.60% |
2.670% |
2.70% |
2.760% |
2.80% |
2.860% |
2.90% |
2.960% |
3.00% |
| 36-Month |
2.760% |
2.80% |
2.860% |
2.90% |
2.960% |
3.00% |
3.060% |
3.10% |
3.150% |
3.20% |
| 48-Month |
2.810% |
2.85% |
2.910% |
2.95% |
3.010% |
3.05% |
3.100% |
3.15% |
3.200% |
3.25% |
| 60-Month |
2.960% |
3.00% |
3.060% |
3.10% |
3.150% |
3.20% |
3.250% |
3.30% |
3.350% |
3.40% |
Click here for Business Product Line Rates
Click here for our Fee Schedule
Rates are effective as of May 4, 2008 and are subject to change, please contact the branch
nearest you for current rate verification. |
© 2007
Wauna Federal Credit Union. 
Federally
Insured by the NCUA 
Equal
Housing Lender