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Wauna Federal Credit Union
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CHECKING DO'S AND DON'TS

Checking Do's and Don'ts.It's easy to take your checking account for granted. After all, it's a rare day when you don't write out a check or use the Check Card to access the funds in your account.

Paying a little attention to your account, however, pays off. You're less likely to have checks returned marked NSF - non-sufficient funds - or to have a transaction refused at the ATM.

Keep these "do's and don'ts" in mind:
  • Do keep a running balance of the amount in your account by recording each share draft you write and each Check Card purchase or ATM cash withdrawal you make.
  • Do balance or "reconcile" your account statement each month. Unless you do so, you have no idea how much you have in your account.
  • Do write out the dollar amount on your checks in capital letters. That makes the check amount more difficult to tamper with.
  • Don't lose track of your checkbook. A thief can wreak havoc with your life by writing share drafts on your account.