Wauna Federal Credit Union

Savings Rates | Certificate Rates | Real Estate Rates | Visa Rates

The Annual Percentage Rates (APR) quoted below are WFCU's "base" rates. Actual loan rate may vary by as much as 10.50% and Visa rate may vary as much as 8.10% based on your credit history and length of term. Our Loan Rate Index is the 3 Month Average of the 26 week T-Bill as published in the Wall Street Journal.

Loan & Visa Interest Rates

Loan Type	LTV	Max Limit	Fixed APR	Variable APR
Autos	100%	$50,000	5.50 - 17.00	---
Boats, Toys and Recreational Vehicles	100%	$75,000	7.15 - 17.00	---
Funds on Deposit	90%	Balance of account	3% above deposit account rate
Personal Loans (Secured and Unsecured)	100%	$10,000	10.25 - 18.00	---
Personal Line of Credit	---	$10,000	9.90 - 18.00	---
Visa Classic	---	$10,000	---	9.90 - 17.90

Apply Online

To apply for Auto Loans, Home Loans and Consumer Loans, use our Online Loan Application for fast results!

Apply By Phone

Call 800-773-3236 (toll-free) for more information. Or, visit your local branch.

Real Estate Loan Interest Rates

Loan Type	LTV	Max Limit	Max Term (months)	Fixed APR	Variable APR
Home Equity Line of Credit	80% - 90%	$100,000	60 - 120		6.25 - 12.25
Home Equity Loan Fixed	80% - 90%	$100,000	60 - 120	6.50 - 14.25	---
1st Mortgage Equity Refi. Fixed	80% - 90%	$100,000	60 - 120	5.75 - 14.00	---
Home Equity Loan Variable	80% - 90%	$100,000	180	---	6.25 - 12.25
Manufactured Homes	70% - 90%	$25,000 - $75,000	72 - 180	9.00 - 18.00	---

Our usual credit criteria apply. Other exclusions and/or restrictions may apply. Rates are effective April 15, 2008 and are subject to change, please contact the branch nearest you for current rate verification.